4.3
861 reviews
50K+
Downloads
Content rating
Everyone
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About this app

Rays Micro Finance Institution provides Mobile Wallet platform for its customers known as Sahay Pay. The wallet contains Customer, Agent and Merchant feature in a single app. The wallet is well designed to accommodate necessary requirements for making payments, funds transfer, airtime purchase as much more. The wallet boasts of the following features

1. Customer
a) Transfer Money to registered and unregistered user (peer to peer)
b) Cash Withdrawal at Sahay Agent, Rays MFI branch (cash out)
c) Airtime Purchase - Ethiotelecom
d) Merchant Payments (Pay with Sahay)
e) Bill Payments - (Ethiotelecom Postpaid, Ethiopian Airlines)
f) Digital Micro Loan
g) Uqub/Hagbad/Tablebanking

2. Agent
a) Cash Deposit
b) Cash Withdrawal
c) Airtime Purchase
d) Customer Registration
e) Customer PIN Reset
f) Bill Payment

3. Merchant
a) Receive Cash
b) Funds Transfer
c) Airtime Purchase
d) Bill Payment

The wallet is convenient, fast and secure. Download the app to start enjoying transacting with Sahay Pay
Updated on
Mar 5, 2024

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App info and performance
This app may collect these data types
Personal info, App info and performance, and Device or other IDs
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.3
857 reviews
Baal Bool
April 20, 2024
The app isn't that bad but please Remove this annoying read only feature in otp field , There are many ways to secure the app without making it difficult for the end users.
2 people found this review helpful
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Nuradin Farah
March 25, 2024
It's great app but would have been good if you added the transfer to other banks service on your mobile online app.
6 people found this review helpful
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Mustafa Atam
June 2, 2021
Sahay app is the best financial app I have ever used. It is much easier than USSD. With little data cost it is fast, reliable and time saving. I tested all main features including send money, check balance, withdraw cash and buy airtime. Thank you guys for developing this great app.
199 people found this review helpful
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Rays MFI
June 10, 2021
Thank you so much for your feedback.

What's new

Bug fixes and improvements